Erasmus+ Project 2025-2028

About PALADIN

Protecting Adults through Literacy and Awareness in Digital finance Including Non-digital natives

Our Mission

PALADIN aims to empower Baby Boomers (born 1946-1964) and Generation X (born 1965-1980) with the knowledge and skills to safely navigate digital financial services. Through innovative blended learning approaches, we bridge the digital divide and protect vulnerable adults from online financial threats.

Protect

Shield adults from phishing, fraud, and data breaches in digital financial services.

Educate

Develop accessible, multilingual learning materials tailored to non-digital natives.

Include

Ensure digital financial inclusion for all generations through personal support.

Connect

Build a European network of institutions committed to digital financial literacy.

The Project

As financial services increasingly move online, a significant portion of the European population faces challenges in navigating digital banking, payments, and financial management safely. Baby Boomers and Generation X, who did not grow up with digital technology, are particularly vulnerable to cyber threats such as phishing, identity theft, and online fraud.

PALADIN addresses this challenge through a comprehensive blended learning approach that combines digital educational resources with face-to-face support. Our curriculum is designed specifically for adults who may feel overwhelmed by rapidly evolving technology, providing practical, hands-on training in a supportive environment.

Over 36 months, the project will develop and pilot test learning materials in five languages (English, German, Spanish, Slovenian, and Icelandic), train instructors across partner countries, and create a sustainable framework for ongoing digital financial literacy education.

5

Languages supported

6

Partner countries

36

Months duration

Our Partners

A diverse consortium of universities, social enterprises, and public institutions working together across Europe.

🇩🇪

University of Bamberg

Project Coordinator

Leading German university with expertise in adult education and digital literacy research. Coordinates the PALADIN consortium and leads curriculum development.

🇩🇪

Caritas Bamberg

Germany

Social welfare organization with extensive experience in supporting vulnerable populations. Provides direct access to target groups and expertise in community-based education.

🇭🇺

Andrássy University Budapest

Hungary

German-speaking university in Hungary with strong ties to Central European educational networks. Contributes expertise in cross-cultural education and research methodology.

🇮🇸

Reykjavik University

Iceland

Leading Icelandic university known for innovation in digital education. Brings expertise in technology-enhanced learning and experience with highly digitalized societies.

🇸🇮

Simbioza Genesis

Slovenia

Social enterprise specializing in intergenerational digital literacy programs. Pioneers innovative approaches connecting younger and older generations in learning.

🇪🇸

Ayuntamiento de Benetússer

Spain

Municipal government near Valencia with strong commitment to citizen education. Provides infrastructure for local implementation and access to diverse community groups.

Co-funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the European Education and Culture Executive Agency (EACEA). Neither the European Union nor EACEA can be held responsible for them.